Sandeep Karayi

photo for web

I belong to the new breed of Mortgage Brokers, who place their emphasis on expertise and service, to produce the best results for the clients. My services don’t end with the settlement of the loan but I remain only a call away to assist you with all your future home financing needs.

I am committed to helping my clients plan for their future whether they require a first home loan, investment loan or any other property finance help.

 There are countless reasons why you should use my mortgage broking services

1. Choice

The Biggest advantage of using my services over that of a bank is ‘choice’. I choose a suitable loan for you from a panel of 27 lenders. I compare up to 50 loans before choosing the one, I consider most suitable  to your needs. When you have more choices, you are most likely to get a ‘yes’ for your Home Loan application. You may even save thousands of dollars during the term of the loan compared to the unsuitable loan you would have  otherwise landed in.

2. Self-Worth

I run my business and that is the business of being an intermediary between the lenders and the borrowers. Your best interests will serve my best interests too as  I make a living out of it.  I am committed to my clients in the long term, so that I will get repeat clients. On the other hand, banks move their staff around and reward good performers with promotions away from their customers.

3. Specialisation

I am specialised in providing assistance to home loan seekers. I am trained to serve you better.

4. Follow Up

I have my systems in place to assist you throughout the term of the loan, in case you find it hard to service your loan and looking to refinance it or consolidating your debt. I will keep you informed.

My services

 Mortgage quotes

 Lowest interest rates

 Compare home loans

 Investment loans

 First Home Buyer Home Loan

 5% Deposit Home Loans

 Guarantor Home Loans

 100% offset home loan

 Contractor Home Loans

 Home Loans for Tradesmen



Mr. and Mrs. Yashwant

“Sandeep has always acted in our best interests & has kept in very regular contact, making suggestions with regards the best loan products available to suit our ever changing circumstances. We consider Sandeep to be more a loyal & trusted friend than just a broker. “

Adrian and Carol

“Sandeep provided a fantastic service. Always available and more than happy to discuss our situation and provide sound advice. We would recommend him to anyone.”


“We are happy with the service and are thrilled to own our first home, Thanks “